PROTECTING
YOUR FUTURE.
PROVIDING FINANCIAL
TLG & ASSOCIATES
Freedom
WHY CHOoSE US?
Our Services
1
Life Insurance Policy w/
Living Benefits
It provides funds to your beneficiary (or beneficiaries) if you pass away during that time. Living benefit options for term life include: Accelerated death benefits. This living benefit pays out a portion of your term life policy if you ever face a terminal illness.
2
Whole Life Insurance Policy
Permanent life insurance policies generally provide lifelong coverage and the opportunity to build cash value, which accumulates on a tax-deferred basis. You can tap into the policy’s cash value while you’re alive. The coverage length, cash value and policy charges are why permanent life insurance is more expensive than term life.
3
Final Expense
Understanding Final Expense Insurance
Final expense insurance is a type of whole life insurance. Once you have your policy, the premiums cannot increase, and the death benefit cannot decrease. Unlike a term policy, a whole life policy does not expire when you reach a certain age.
4
Index Universal Life
Insurance Policy (ULI)
Indexed universal life (IUL) insurance is permanent, which means it lasts your entire life and builds cash value. An IUL policy allows for some cash value growth through an equity index account, unlike other universal policies that only grow cash value through non-equity earned rates. Like with all universal life policies, once you've built up enough cash value, you can use it to lower or potentially fully pay for your premium without lowering your death benefit.
5
Index Anniuty
A fixed indexed annuity is a tax-deferred, long-term savings option that provides principal protection in a down market and opportunity for growth. It gives you more growth potential than a fixed annuity along with less risk and less potential return than a variable annuity.
Returns are based on the performance of an underlying index, such as the S&P 500® Composite Stock Price Index, a collection of 500 stocks intended to provide an opportunity for diversification and represent a broad segment of the market.
While the benchmark index does follow the market, as an investor, your money is never directly exposed to the stock market. Guaranteed protection with growth potential
6
Capital Preservation
Capital preservation is an investment technique that encourages saving by retaining capital and preventing capital depreciation. This method takes a cautious approach to investing in secure short-term securities. The objective of this strategy involves holding capital in low or no-risk investments to avoid losses.
7
Property & Casuality
Property and casualty insurance is a broad insurance, which includes coverage to your structure, property and belongings in the event of vandalism, theft, and more.
WHO WE ARE
Traneisha L. Galloway, MBA, became a licensed insurance agent in February 2020. Traneisha's primary focus is to serve individuals and families while providing life insurance resources that will elevate their families towards generational wealth. Traneisha serves small business owners through life insurance and investment strategies to grow their wealth and reduce their taxes. Her mother instilled business and family values in her that focused on ensuring generations live on to produce lasting memories of enjoying life together.
TLG & Associates Insurance and Financial Services was birthed when Traneisha realized during her mother's transition, there wasn't enough life insurance to cover her funeral expenses even though her mother was a successful business owner. At that moment, it became a personal commitment to educate others about the importance of having more than enough coverage but the right coverage to make sure families are well-taken care of after their loved one's transition.
TLG & Associates understands it's their obligation to make sure your loved ones, the communities and small business owners we serve understand the importance of selecting an adequate insurance policy with living benefits and obtaining more than enough coverage to take care of burial expenses, debt, etc.
TLG & Associates are here to serve and make sure consumers understand the importance of selecting the right coverage. At TLG & Associates, we believe in providing a shield of protection while helping families secure their future and financial freedom. Our team of experts is dedicated to finding the best life insurance options for you and your loved ones.
We at, TLG & Associates provides a shield of protection while helping families
secure their future and financial freedom.
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Our Partners: AFLAC , F&G, Nationwide, North America, Americo and more
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Contact us today to learn more about our products, services and life insurance policies and how we can help secure your financial future.
Location:
TLG & Associates Insurance and Financial Services
4751 Best Road
Suite 304
Atlanta, Georgia 30337
Email: info@tlgassociates.co
Main Office No. (470) 851-1943